Mint App Shutting Down? Try This Free Alternative for Budgeting! 💸

5 min readNov 5, 2023

Mint Alternative 💰

By now, you’ve probably heard that one of the biggest budgeting apps Mint is closing down on January 1st, 2024 — pushing its users to Credit Karma. Intuit stated that “Credit Karma will not offer the ability to set monthly and category budgets” — so, what if you want to stay on track with your budgets?

Hi! 👋 We’re Spendee — a free personal finance app that helps you track your money, plan budgets, and manage income and expenses in an easy and beautiful way 📊 We’re loved by more than 3.000.000+ people around the world and often featured by the Apple App Store.

Budget & Watch Your Wealth Grow With Us 📈

Our main focus in Spendee is to assist you in growing your money effortlessly: we help you save more with budgets, and analyze your spending through beautiful visuals & easy-to-use features. Let us walk you through Spendee in this quick article!

How does it work?

In Spendee, you can track your expenses in two ways:

In our free version, you can use the good old way of tracking all your expenses manually. In this case, we recommend adding your transaction right after it occurs so you won’t forget about any of your expenses. To add your first transaction click on the green Plus button.

Your monthly cash-flow with the latest transactions.

If you get tired of manually inputting your transactions, you can pay as low as 2.99 USD / month for the automatic way. You can connect your bank account and then every time you pay by a card or you receive money in your bank account the transaction will get imported and categorized in Spendee automatically.

💡 Don't want to lose your progress from Mint? Simply export your transactions & import them to Spendee!

See All Of Your Money in One Place

One of the biggest benefits of Spendee is seeing all of your money in one place! You can track your manual cash wallet as well as all of your bank accounts, e-wallets, and crypto-wallets. If you want to stick to the free version, you can track everything inside one wallet.

Wallets page showing different Wallets and total wealth

Understand Where Your Money Goes

Analyze your spending habits thanks to our beautiful graphs! After at least 5 transactions are added, it is a great time to visit the Overviews for the first time. You will enjoy all kinds of different graphs and analyses, such as the pie chart for a given month showing you the percentage of your expenses spent on different categories.

Pie chart showing the distribution of expenses

Create a Budget

Save more money thanks to our smart budgets! Now that you understand where your money goes, you can take the necessary steps to reduce your spending and save more money. We’ll notify you of your progress to make sure you are in green numbers and maintaining your positive cash flow!

Learn From Insights

We are your best financial friend which proactively helps you to manage your personal finances and build a sustainable emergency fund. We’re ready to give you tips & tricks to help you with your daily decision-making. We are preparing useful statistics, challenges, and articles that you can read in the Activity section.

Useful Tips & Tricks

Now that you understand the basics of the app, here are a few tips to make your life easier:

Schedule Transactions

Create recurring transactions for expenses that you pay every month or week like rent, bills or insurance.

Use Labels

Label your transactions to keep yourself organized!

Share Wallets

Share wallets with your friends or family and manage your wealth together! No need to argue about money anymore. This is the perfect solution for everyone who wants to track their money with more users. You will have a great overview of who paid for what and how much you all spend in total. Learn more about them here!